Mary Swift, DDS – General Dentist   &   Morgan Petty, DDS – General Dentist   
Dallas Dentist

Dental InsuranceDallas, TX

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We will file for each patient any insurance benefits for which they are eligible. Any insurance benefits will be paid by the insurance company directly to you. Therefore, the entire amount for the procedures performed are due at the time of service, and must be paid in full for services to commence unless arrangements for financing have been made. You should understand that most insurance company contracts still require significant out-of-pocket payments by the patient, and any amount not paid by insurance is still your responsibility to pay completely before treatment is completed.

If you’re covered by an “indemnity” or PPO insurance plan, you usually may visit any dentist that accepts insurance (many dentists don’t by the way) and receive your benefits, but you’re responsible to pay the dentist’s regular fee regardless of the amount your insurance pays. We accept all indemnity and PPO plans. Both types of plans have an annual deductible, annual maximum, co-pays on most non-preventive procedures, and a contractual amount they will pay after co-pays and deductibles for each procedure. This amount is dependent on what your employer pays for your premium to the insurance company and varies by company with the same insurance carrier. The amount is labeled “usual & customary charge” by the insurance company to make it sound like a standard rate, but it’s an arbitrary amount that is different for each company based upon the premium paid by your employer. Don’t be fooled by the insurance company or your HR department into thinking that it’s all you should pay; rather, it’s all your company is willing to pay toward your dental health. The use of the “usual & customary” instead of “your company’s contracted payment rate” is a true scam to mislead patients by insurance carriers.

DMO plans are like “in-network”” PPO plans, but benefits can be paid only to dentists who are members of the network. Therefore, with a DMO plan, if you go to a non-network dentist you will get no insurance benefits at all. Interestingly, DMO plans pay participating dentists a fee if you don't go see them in a given month, which is often more than they pay the dentist if you do see them. In fact, DMO dentists lose money if you go to them for X-rays, cleanings, diagnosis, or fillings because they are not paid by the insurance company to provide those services. Given this crazy business model for DMO', our office is not a member of any DMO plan. Instead, we offer patients without insurance, and those stuck in DMO plans, our own discount plan.

Please contact us to answer any questions about your specific insurance plan type.

Preferred Patient Membership Plan

We offer a comprehensive subscription discount plan that includes coverage for every procedure we offer, including cosmetic procedures. Please follow this link “Preferred Patient Membership Plan” - to learn the full details

Financing Options

It is our goal to help you get the smile you want and the dental treatment that you need, regardless of the cost. Unfortunately, we are not a bank – but we have partnered with some excellent companies to provide you with options should you care to spread payment over time. Choices abound based upon the amount financed and the number of payments selected.

Our staff will be happy to assist you with the application process, which can be done quickly from our office.

Contact Us

Dallas Laser Dentistry is located at
7557 Rambler Road Suite 1023
Dallas, TX
75231

(214) 702-5708